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Corporate Finance - Products

  
 
 



Corporate Finance - Products
 
Working capital is one of the essentials for smooth running of your business. Our constant endeavor is to provide you with innovative solutions designed to meet your working capital needs.
Our Invoice Discounting facility includes finance against your domestic receivables by discounting invoices. It helps you to convert your receivables into instant cash which improves liquidity resulting into healthy and continuous cash flow of your business.
 

Benefits
 Instant conversion of your receivables into cash
 Financing facility without any charge on assets
 Provide hassle-free finance
 Lower Margin requirements
 
 
 

ABFL understands that longstanding relationship with your vendors is an integral part of your business. Under vendor financing, facilities are made available to vendors of Large Corporates. These credit facilities would be granted against specific transactions such as bill discounting or invoice discounting.

Unlike Corporate Bill discounting limit which is a limit to the corporate, this is a limit to the vendor. Accordingly, limit is outside the banking arrangement of the Corporates. Our team would also assist vendors in structuring finance against confirmed purchase orders from their customers.
 

Benefits
 Assured and continuous availability of Working Capital to vendors
 Gives negotiating power on the Credit Period and Supply preference to the corporates
 Improves liquidity of the vendors, which increases his ability to supply larger volumes
 Competitive Pricing
 

Channel Financing is an innovative product to extend working capital finance to dealers having business relationships with large companies in India. Through this product Dealers are able to leverage their relationship with reputed companies in sourcing low cost funds. It aims to provide integrated financial solutions to the distribution channels. This may be in the form of either invoice discounting or a bill discounting line of credit.

The corporate provides services like Stop Supply Letter, Assistance in Recovery & Resale. Facility can be structured as per the requirements to help the dealers/franchises.
 

Benefits
 Assure availability of Working Capital finance to their channel partners at lower cost of credit
 Acts as a marketing tool and helps in strengthening their relationship with Channel Partners
 Greater efficiencies in Receivables and Cash Management Process for corporates
 Ability to introduce payment discipline with their Channel Partners
 Steady and cheaper source of Working Capital financing for Channel Partners
 Increased Sales through higher purchasing power for Channel Partners
 Clean facility up to certain limits
 Simplicity of documentation and approval procedures
 High service and delivery standards compared to current neighborhood Banker / Moneylender
 Channel partners may be able to increase profitability by availing of cash discounts from Corporate
 

Debt Syndication encompasses funding activities for diverse business requirements of corporations. We assist corporates to leverage on debt as an instrument to raise short-term and long-term capital through structured financial products. This could be for various requirements including expansions, working capital and also for structuring and syndicating funds for acquisitions.

Short term debt can be raised through:

Commercial Paper and Mibor-linked Paper - Placement of commercial paper and short-term Mibor-linked papers with Mutual Funds/ Insurance Companies/ Banks at fixed and floating rate.
Short Term Loans - Structuring and arranging Short Term Loans / FCNR (B) from Banks for meeting working capital requirements
Inter-Corporate Deposits (ICD) - Private placement of Inter corporate deposits.
Buyers / Suppliers Credit - Syndicates low cost borrowing for imports and exports at Libor linked rates from overseas lenders
Working Capital Facilities - Arranges fund-based and non-fund based limits for clients from Banks

Long term debt can be raised through:

Project Finance / Term Loans for Expansion - Arranges Long-term loans for setting up new projects from Financial Institutions and Banks
External Commercial Borrowings - Arranges Libor-linked long-term loans from overseas lenders in the form of ECBs