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SME Loans


The Small and Medium Enterprises (SME) sector in India has matured tremendously over the last few decades, providing employment opportunities to millions of people and bringing several industries to the rural areas. The SME sector employs millions of Indians and function as subsidiaries to large industries in the country. The sector also contributes to a large portion of the country's exports.

It follows that the growing SME segment's business output must be bolstered by timely funding. The productivity of the sector can be significantly augmented by periodic funding. This business loan takes the shape of a financial product known as SME loans.

​Are SME Loans for you?
 
If you are a business owner looking to expand the scope of your current operations, gain access to higher technological input, realign your business goals to revive your enterprise, set up ancillary units in different geographical locations and increase economies of scale, SME loans in India can prove extremely beneficial for you. This loan for business offers you the opportunity to set higher business objectives by sealing the working capital gaps your business may face.
 
SME Loans will help you in case your business:
 
  • Requires affordable credit in a short period of time
  • Payments have been delayed by larger corporations, thus putting current projects at risk
  • Does not have access to organised finance
  • Requires long term and short term finance
 
Why Aditya Birla Finance SME Loans?
 
Aditya Birla Finance extends business loans to entities in the SME sector to help them meet their financial requirements. Businesses in this sector require loans to meet urgent funding constraints for a gamut of operational objectives – expansion, purchasing new premises, importing equipment, hiring skilled workforce, and so on. Our SME Loans in India offer flexible repayment options at a lower rate of interest. Additionally, they are approved within a week of the company submitting its documents. Currently, we offer Working Capital Demand Loan, Term Loan, Transaction Banking Facilities with our Bankers, Line of Credit and Business Loans (up to Rs 25 crores) to SMEs in India.
 
 
Aditya Birla Finance SME loans process
 
  • Minimum ticket size: Rs 1 crore
  • Maximum ticket size: Rs 25 crores
  • Initial assessment: Nature of requirement, customer's repayment capability, financial valuation
  • Average turnaround time: 7 days after receiving the complete set of documents (subject to credit appraisal, which is the sole discretion of ABFL and terms and conditions as agreed under individual loan agreement).
  • Assessment methodology: We offer Parameterised Lending to ensure that funds are released in a timely manner to the customer.
Please ask us for the required documents list at the time of inquiry.
 
Next steps...
 
 
Do you have questions?

Call +91 84259 66666
or write us at abfl-customerservice@adityabirla.com. Click here to arrange a meeting today.
 
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Aditya Birla Finance Limited SME Loans SME Loans from Aditya Birla Finance offers the opportunity to set higher business objectives.
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Important Notice

Note : We would like to inform you that we do not accept cash for any transaction.

It has come to our notice that unknown third parties, who are not affiliated with Aditya Birla Finance Limited are forging/mis-selling loan products using our name, brand or logo (explicitly and/or implicitly). Aditya Birla Finance Limited may not have any control over such any third party use of our name and therefore cannot be held responsible for any unauthorised offer, products or services which is made by forging/misusing/faking our brand name. Anyone relying on any such information without verifying and confirming the same with Aditya Birla Finance Limited shall do so at their own risk and liability as to cost and consequences thereof. We also recommend that you do not disclose your personal or financial details to anyone approaching you and claiming to be on behalf of us, unless identity of the person is established or the communication is verified with one of the branches or telephone numbers stated herein.

If you receive a product/ loan proposal from anybody with a name similar to Aditya Birla Finance Limited or claiming to be from Aditya Birla Finance Limited or Birla Global Finance Limited or Birla Finance Limited or any other name which exhibits any connection with Aditya Birla Group or if you have any doubts about such proposal, please feel free to contact Aditya Birla Finance Ltd. immediately on +91 84259 66666. Aditya Birla Finance Limited highly recommends that you ignore any suspicious product/ loan proposals. On no account should you transfer any money without properly verifying and establishing the identity of the entity involved. We once again request you to examine product/loan proposals cautiously and carefully before entering into any transaction with such entities.

 

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